Potential Benefits: Anti-inflammatory, antioxidant, pain relief, stress relief Aroma: Sweet, fruity, nutty
Potential Benefits: Anti-inflammatory, antibacterial, bronchodilator, aids memory Aroma: Sharp, piney
Potential Benefits: Anti-inflammatory, sedative Aroma: Sweet, pungent, wood, pine, cedar
Potential Benefits: Analgesic, anti- inflammatory, antibacterial, anti- anxiety Aroma: Camphor, spice
Potential Benefits: Anti-inflammatory, antibacterial, analgesic Aroma: Wood, earthy
Potential Benefits: Antibacterial, antioxidant, sedative Aroma: Lemon, pine, sweet, woody
Potential Benefits: Sedative, muscle relaxant, anti-inflammatory Aroma: Floral, earthy, citrus
Potential Benefits: Antimicrobial, anti- fungal, antinociceptive Aroma: Wood, minty, pepper, citrus
Potential Benefits: Uplifting, anti-viral, anti-convulsant, anti-fungal, anti- inflammatory Aroma: Sweet, earthy, herbaceous, citrus
Potential Benefits: Anti-inflammatory, anti-anxiety, gastric protective, sleep aid, muscle relaxant Aroma: Pepper, wood, spice
Potential Benefits: Anti-inflammatory, anti-depressant, anti-anxiety, gastric protectant Aroma: Lemon, orange
Potential Benefits: Anti-inflammatory, anti-fungal, anti-parasitic, antioxidant Aroma: Fresh, piney, wood, rose
Potential Benefits: Antioxidant, antimicrobial, anti-fungal, analgesic Aroma: Fresh, earthy, pine, lemon, camphor
Potential Benefits: Antimicrobial, analgesic, anti-fungal, anti-bacterial Aroma: Fresh, wood, sweet
Potential Benefits: Anti-inflammatory, antioxidant, sedative, stress relief Aroma: Pine, clove
Potential Benefits: Anti-inflammatory, anti-fungal, anti-bacterial, sedative Aroma: Sweet, wood, berry, apple
Potential Benefits: Antibacterial, antioxidant, anti-inflammatory, neuroprotective Aroma: Floral, rose, fruity, waxy
Potential Benefits: Antimicrobial, anti- parasitic, antioxidant, anti-fungal Aroma: Wood, citrus, apple, rose
Potential Benefits: Analgesic, anaesthetic, anti-convulsant, anti- anxiety, sedative Aroma: Floral
Potential Benefits: Anti-depressant, anti-seizure, gastroprotective, anti-viral Aroma: Cool, minty, menthol
THE 2021 LIST OF AUSTRALIAN PRIVATE HEALTH INSURERS WHO PROVIDE COVER (subject to change)
The Extras and Benefits listed below are per person, not a family rate.
|
Insurer Name |
Covers |
Lowest Rate Extras |
Annual Limit |
Max Cover |
Plan Type** |
|
ACA Health Benefits Fund |
Y |
Ancillary Lite |
$250 |
$50 |
E |
|
AHM health insurance |
Y |
Lifestyles Extras |
$350 |
$50 |
E |
|
AIA Health Insurance |
Y |
Enhanced Extras |
TBD |
TBD |
H + E |
|
Australian Unity |
Y |
Basic Extras |
$100 |
100% |
E |
|
Bupa |
N |
NA |
NA |
NA |
NA |
|
CBHS Health Fund |
Y |
Essential Extras |
$200 |
$50 |
E |
|
CDH Benefits Fund |
N |
NA |
NA |
NA |
NA |
|
CUA Health |
Y |
Essential Extras |
$100 |
$25 |
H + E |
|
Defence Health |
Y |
Value Extras |
$900 |
$100 |
E |
|
Doctors’ Health Fund |
ARTG Only |
Only have one plan |
NA |
NA |
NA |
|
GMHBA |
Y |
Basic Extras |
$150 |
$21 |
E |
|
GU Health |
Y |
Budget 50 benefits |
$200 |
100% |
H + E |
|
HBF Insurance |
N |
NA |
NA |
NA |
NA |
|
HCF |
N |
NA |
NA |
NA |
NA |
|
Health Care Insurance |
N |
NA |
NA |
NA |
NA |
|
Health Insurance Fund of Australia |
Y |
Saver Options |
$350 |
$80 |
E |
|
Health Partners |
Y |
SA: Basic Extras |
$100 |
$20 |
E |
|
health.com.au |
Y |
Extras 50 |
$350 |
$50 |
E |
|
Latrobe Health Services |
Y |
Basic Extras |
$250 |
$22 |
E |
|
Medibank |
Y |
Healthy Start Extras |
$500 |
$21 |
E |
|
Mildura Health Fund |
Y |
Five Star Extras |
$300 |
$35 |
E |
|
Onemedifund |
Y |
Comprehensive Extras |
$500 |
$65 |
H + E |
|
Navy Health |
Y |
Budget Extras |
$200 |
$50 |
E |
|
NIB Health Insurance |
ARTG Only |
Young At Heart Extras |
$400 |
60% |
E |
|
Nurses & Midwives Health |
N |
NA |
NA |
NA |
NA |
|
Peoplecare Health Insurance |
Y |
Simple Extras |
$200 |
$50 |
E |
|
Phoenix Health Fund |
Y |
Kick Start Extras 50 |
200 |
50% |
|
|
Police Health |
Y |
Only one Extras plan |
$600 |
100% |
E |
|
Queensland Country Health Fund |
Y |
Young Extras |
$150 |
$45 |
E |
|
*Railway & Transport Health Fund |
Y |
Value Extras* |
$300 |
$35 |
E |
|
Reserve Bank Health Society |
Y |
Only one Extras plan |
$1,000 |
$100 |
E |
|
St.Lukes Health |
Y |
Super Extras |
$600 |
$70 |
E |
|
Teachers Health |
N |
NA |
NA |
NA |
NA |
|
* Transport Health |
Y |
Healthy Choices Extras |
$400 |
$50 |
E |
|
TUH Health Fund |
Y |
Basic Extras |
$250 |
$50 |
|
|
Westfund |
N |
NA |
NA |
NA |
NA |
*Scripts which are covered at the health fund’s discretion.
** E = extras only plans available | H + E = can only get extras with hospital plan
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